Dental plan choices in New Jersey

Plan Name

What Is It?

Who Is It For?

Can I See My Current Dentist?

What Does It Cover and How Much Does It Cost?

Enhanced Plan
Click on the plan name to review the policy document.

A plan that closely mirrors an employer-sponsored dental plan. The Enhanced Plan offers an ample benefit backed by the large network and outstanding service you expect from the state’s No. 1 dental carrier*.

Individuals who are looking for a plan similar to an employer-sponsored plan with full-spectrum coverage.

You may see any dentist; however, your out-of-pocket expenses may be less if you see a Delta Dental network dentist.

To find out more about Enhanced Plan coverage and premiums, click Get a Quote for personalized options.

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Classic Plan
Click on the plan name to review the policy document.

An affordable plan with a traditional design. The Classic Plan covers most major dental procedures, and is backed by Delta Dental’s large network and outstanding service.

Individuals looking for full-spectrum coverage at an affordable monthly premium.

You may see any dentist; however, your out-of-pocket expenses may be less if you see a Delta Dental network dentist.

To find out more about Classic Plan coverage and premiums, click Get a Quote for personalized options.

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Clear Plan
Click on the plan name to review the policy document.

Dental insurance without a lot of dental-insurance jargon. The Clear Plan states in advance how much you’ll pay for covered dental services, and that’s exactly what you pay – nothing more!

Individuals who value knowing how much they'll have to pay out of pocket any time they need dental work.

Benefits are paid only when members see a Delta Dental PPO or a Delta Dental Premier dentist. There are no benefits when a member sees a dentist outside of the Delta Dental network.

To find out more about Clear Plan coverage and premiums, click Get a Quote for personalized options.

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Delta Dental Individual - Enhanced Family PPO Plan III
Click on the plan name to review the policy document.

 

A federally defined plan that offers a prescribed series of benefits up to age 19 combined with a plan for adults with high coverage.

Individuals seeking a plan which is compliant with Essential Health Benefit for children up to age 19.

Members may see any dentist; however, out-of-pocket costs may be higher when members see a dentist outside of the Delta Dental PPO network.

To find out more about Delta Dental Individual - Enhanced Family PPO Plan III coverage and premiums, click Get a Quote for personalized options.

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Delta Dental Individual - Basic Family PPO Plan II
Click on the plan name to review the policy document.

A federally defined plan that offers a prescribed series of benefits up to age 19 combined with a plan for adults.

Individuals seeking a plan which is compliant with Essential Health Benefit for children up to age 19.

Members may see any dentist; however, out-of-pocket costs may be higher when members see a dentist outside of the Delta Dental PPO network.

 

To find out more about Delta Dental Individual - Basic Family PPO Plan II coverage and premiums, click Get a Quote for personalized options.

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Delta Dental Individual - Basic Family PPO Plan I
Click on the plan name to review the policy document.

 

 

A federally defined plan that offers a prescribed series of benefits up to age 19 combined with a plan for adults.

 

Individuals seeking a plan which is compliant with Essential Health Benefit for children up to age 19.

 

Members may see any dentist; however, out-of-pocket costs may be higher when members see a dentist outside of the Delta Dental PPO network.

To find out more about Delta Dental Individual - Basic Family PPO Plan I coverage and premiums, click Get a Quote for personalized options.

Get A Quote

*Delta Dental was ranked #1 "Best dental coverage" in the Benefits Selling 2015 Readers' Choice Awards.

Benefits provided on this page are for reference only.

Policies contain general and specific exclusions and limitations. This means certain dental services are not covered under the policy. Also, coverage for certain covered dental services is subject to conditions and other limitations, such as the number of times they may be covered in a given time period. You should obtain these exclusions and limitations and review them prior to enrollment. They are available during the quoting process.

Click on "Get a Quote" to view the premium you will pay, plan design details and the policy documents.

About Delta Dental of New Jersey

Delta Dental of New Jersey, Inc. is New Jersey's leading dental benefits company, providing or administering coverage to more than 1.6 million people through contracts with groups in New Jersey and Connecticut. In Connecticut, Delta Dental of Connecticut, Inc. is a newly licensed insurer that writes dental coverage on an insured basis, and Delta Dental of New Jersey administers self-funded dental benefit programs.

Delta Dental by the Numbers